All Applicants:
-
Copy of Drivers
License
-
Social Security Card
-
Current pay stubs (Last 30 days)
-
W-2’s (Last 2 years)
-
Tax returns (Last 2 years)
-
Employer’s name, address, phone, monthly gross income (last
2 years)
-
Bank statements (last 3 months)
-
Proof of liquid assets (CD’s, stocks, mutual funds, trusts,
401K, etc.)
-
Past two years addresses
-
Renters – Name and phone number of landlord(s) for last 12
months and copies of last 12 months cancelled rent checks if
landlord is not a management company.
If applicable:
-
Letter of explanation for credit delinquencies, judgments,
or gaps in employment.
-
Self-Employed - Company tax returns (last 2 years) and YTD
P&L/Balance sheet
-
Social Security Awards Letter
-
Pension award letter
-
VA – DD-214 and Certificate of Eligibility
-
Bankruptcy discharge papers
-
Divorce decree and child support agreement
-
Resident Alien card
-
Copy of leases on rental properties owned
Refinances:
-
Current Mortgage and Note
-
HUD closing statement
-
Warrant Deed
-
Survey
-
Title Insurance Policy
-
Homeowner’s Hazard and Flood Insurance Policy
- Copy of current mortgage statement
